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IRS maximum contribution limits
Tax laws permit you and your employer to make contributions for your retirement.
Note: You have only one annual limit regardless of the number of 403(b) and other retirement plans in which you participate. 457(b) plan contributions are not subject to this annual limit - employees participating in 403(b) plans and 457(b) plans can contribute to both, up to the IRS annual maximum contribution limit for each plan.
In 2012, total annual contributions made to your retirement plan(s) may be as much as 100% of your taxable compensation, or $50,000, if less. In 2013, total annual contributions made to your retirement plan(s) may be as much as 100% of your taxable compensation, or $51,000, if less.
IRS maximum contribution limits
| Limit |
2012 |
2013 |
Retirement plan(s) total annual
contributions limit (employer
contributions member contributions) |
$50,000 |
$51,000 |
Retirement plan(s) annual
member contributions limit |
$17,000 |
$17,500 |
457(b) deferred compensation
annual contributions limit |
$17,000 |
$17,500 |
Catch-up annual member
contributions limit (age 50 or over) |
$5,500 |
$5,500 |
HCE compensation definition
dollar threshold |
$115,000 |
$115,000 |
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